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No long-term contracts

Because we believe in putting you in control.

Most banks offer a ‘factoring’ service, which on the surface looks similar to what we do. They’ll clear your invoices to unblock your cashflow, but the big difference is they’ll insist on funding all your invoices.

Their factoring agreements mean they have more control over your business.

Suddenly, you’re paying their fees for every invoice you send.

For most businesses, this just isn’t necessary. And to compound the problem, factoring contracts are notoriously hard to get out of.

Our process puts you in control.

So if you only have to use us once, that’s fine. Our aim is to give you the money you need, when you need it.

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No credit checks

Because we believe every business deserves the chance to grow.

Unlike banks and other lenders, we don’t require the lowdown on your business’s finances before we decide whether we’ll pay you.

Not only do these checks take precious time (three weeks on average), they also restrict many businesses from growing when they don’t meet the criteria.

Our process is different. The status of the invoice is the primary factor in determining whether we can release your capital.

It’s a simple, non-judgemental approach to lending that makes it quicker, easier and safer for any SME to get the boost of capital they need.

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Complete control of our capital

Because we want to say yes.

You’ll find other companies offering a similar ‘selective invoice finance’ service to us, but there’s still one big difference between our organisation and theirs: most other companies are brokers, which means they will refer you to other financial institutions.

At Jardine Norton, we are a principal funder, which means we have complete control over our capital and every decision we make. We don’t require security and personal guarantees from you, and you won’t find any nasty catches in our process, just the money you need without the risk.

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One Simple Fee

We believe in being transparent.

Banks and other lenders can charge up to 20 separate fees; we charge only one, which varies according to the size of your invoice and your payment terms. You’ll know what that fee is before signing the agreement.

So while others may look cheaper, you’ll often end up paying the same, or more, for their services, with more nasty surprises along the way.

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Who We Funded

Electrical
contractor
£12,650

Software
developer
£18,600

Automotive
components
(export)
£38,000

Events
management
£21,150

Electrical
contractor
£12,650

Recruitment
company
£260,000

Wine
distributor
£44,800

Clothing
Manufacturer
(import)
£79,500

Plumbing
contractor
£8,000

Security
contractors
£19,100

Tutoring
services
£11,499

Office
furniture
(export)
£124,000

Security
contractors
£8,000

Commmerical
roofing
£68,100

Plumbing
contractor
£8,000

Consultancy
services
£12,400

Wine
distributor
£44,800

Chauffers
£5,420

Wine
distributor
£44,800

Commmerical
roofing
£68,100

Recruitment
company
£260,000

A better way to manage cashflow